Month: February 2018

Why you should review your finances

Why you should review your finances


Why you should review your finances

Wouldn’t it be great if we could grow our own money tree? Would you nurture it or just leave it to its own devises? No matter how much or how little disposable income you have it’s always wise to review what you are spending your hard earned money on. You could be wasting it on items you really shouldn’t. Busy people often waste money as they do not have the time to look into and review things. Always rushing and often making bad choices on purchases.

I’ve been working with a new client this month who, is currently on my gold service package. We’ve been working on an action plan for the year to make him more organised. We’ve covered everything from finances to staying healthy. I’ve saved him £350 pa on gas and electric and £200per month on his food and social life waste! My services have more than paid for themselves. I have now have a happy client who is healthy, wealthy and more organised than he has ever been!

Top things that are worth reviewing.

  1. Gas and electric – review yours when you come to the end of deal review it, set a date the month before as a reminder. It’s really easy to compare these days.
  2. Holiday and phone insurance – Review yours, some people have appliances like phones and tablets covered on their house insurance, check it out.
  3. If you have savings -Where are they ?Are they in the best place for your future , short and long term .
  4. Food -How much are you spending on your groceries, could you get them cheaper or better quality elsewhere? If not review what you are buying each week. Are you throwing several items away? Tot them up, it all adds up!
  5. Lunch – Are you buying lunch out alot? How about a few times a week make your own meal? Grabbing food on the go is expensive and usually unhealthy.
  6. After works drinks – Does a quick drink after work happen more than a few times a month? Does it turn into all night? Maybe a few times a week? Have fun and be social but set yourself a limit to how often.
  7. Coffee – How many times do you grab’Costa’? I have one client that goes 3 times a day! Try taking a coffee in a flask in the morning.
  8. Debt – Look at your  credit card deal? Is it worth balance transferring ? There are great deals around.

With all the savings build an emergency fund. What if things in the house or car start to go wrong. This fund could save you!

If you’re too busy to look into to saving money, let me do the research for you. Maybe you’d like someone to sit down with you, and go through ideas. If you need a helping hand please contact Maxine on:

Telephone: 07863 235 901

Posted by MHconcierge in Lifestyle